This Is How You Save Money At Costco—6 Tips For You

Shopping at Costco can feel like a treasure hunt, but it's easy to overspend when everything is sold in such large quantities. While Costco offers incredible value, true savings come from knowing how to navigate the aisles strategically. If you know a few insider secrets, you can make your membership pay for itself many times over.

Here are six clever ways to save money during your next visit.

Learn Costco's pricing system

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Li Jianguo/Xinhua via Getty Images
Li Jianguo/Xinhua via Getty Images

The numbers on the price tags at Costco carry hidden meanings that tell you if a deal is truly special. Most regular items end in .99, but a price ending in .97 indicates a manager markdown or clearance item that needs to go.

If you see a price ending .49, .59, or .79, these products are generally seasonal or only available on rotation.

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Use Costco Direct for big ticket items

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Jakub Porzycki/NurPhoto via Getty Images
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When you need to buy appliances or furniture, look for the Costco Direct label on their website. This service is designed for large goods and often offers steep discounts when you bundle multiple eligible items together in a single order.

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These multi-buy deals are great if you're renovating a specific area of your home and need to purchase multiple big ticket items.

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Opt for frozen fruit instead of fresh

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Juli Leonard/Raleigh News & Observer/Tribune News Service via Getty Images
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Fresh produce at Costco comes in massive quantities that can be difficult for a standard family to finish before it spoils. Buying frozen fruit allows you to enjoy the same nutritional benefits without the pressure of a ticking clock.

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Frozen berries and mangoes are picked at peak ripeness and are often cheaper per ounce than the fresh versions.

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Buy bigger cuts of meat and slice them at home

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You can save a significant amount of money by purchasing whole sub-primal cuts of beef or pork instead of pre-sliced steaks. These large roasts are often priced several dollars lower per pound since they aren't sliced.

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When you get home, use a sharp knife to cut your own steaks or chops to your preferred thickness. Wrap the individual portions tightly and freeze them for later use.

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Upgrade your Costco membership

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If you spend at least $450 per month at Costco, the executive membership is a worthwhile investment. While it costs more upfront, it gives you 2% cash back on almost every purchase you make.

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For many families, the annual reward check completely covers the cost of the membership upgrade and then some. It's a great way to earn a passive discount on the things you were already going to buy.

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Buy returned items

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Gary Gardiner/Bloomberg via Getty Images
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Keep an eye out for products with prices ending in .00 or .88 near the back of the store or in specific clearance sections. These are often items that were returned by other customers but are still in perfectly good condition.

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Managers mark these down significantly to move them off the floor quickly. Just be sure to inspect the packaging and the product itself for any minor damage before you purchase them.

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Smart shopping at Costco is all about being intentional with every choice you make. When you know what to look out for, those bulk savings really start to add up over time.

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It's a great feeling to walk out with a full cart knowing you got the absolute best value for your money.